Reasons to order an appraisal from ASAP Appraisal GroupTo many, an appraisal is simply another cost on the settlement sheet for a home purchase or refinance. Even though there are an increasing number of automated home valuation processes that may appear to be more practical than an appraisal, almost all lenders still need a local expert because the stakes are incredibly high. Is securing a mortgage the only reason you should get an appraisal? Are there more cases when the services of a licensed, independent real estate professional might be beneficial? You bet. 
Dispute your tax assessmentIt's likely you're paying too much in property taxes if you live in an area where property values have declined. Property taxes are based upon a previous assessment of your real estate, so if prices have declined in your area, you can challenge your assessment and save money. An appraisal from ASAP Appraisal Group is your best evidence when building your case. We're qualified to assist you in challenging your tax assessment. PMI removal to lower a mortgage paymentPrivate Mortgage Insurance, or PMI, is an extra insurance plan that nearly all lenders ask home owners to buy when the amount being loaned to the home owner is more than 80% of the actual value of the home. Since the extra payment is usually folded into the monthly mortgage payment, it is often forgotten. PMI is unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark, making this very unfortunate. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to eliminate the PMI payments when the loan-to-value ratio conditions have been met. If you'd like to get rid of PMI, ASAP Appraisal Group can produce a statement regarding the value of your home. The expense of the home valuation can usually be recovered in a short amount of time because you'll no longer be paying the PMI. Get your appraisal from ASAP Appraisal Group Order todaySettle a divorce with fewer hang-upsA divorce is a particularly traumatic ordeal for the parties involved, and it is often even more complicated by the difficult decision of who keeps the home. It's a good idea to order an appraisal from ASAP Appraisal Group so both parties are entirely aware of the true market value of their property, regardless of the circumstances. If the parties need to sell the home, they'll have a clearer picture of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation. Accurate and fair estate liquidationThe death of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the residential property involved. We guarantee the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to manage these affairs. A home or other property often makes up a disproportionate share of the total estate value, so understanding the true worth of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten a fair deal. Move to or from Polk County for workWe know the stress involved with an employee relocation. That being said, we take great care in organizing an accommodating appointment time for the appraisal inspection. During our thorough inspection, we encourage relocating employees to provide remarks on the positive aspects of their property, along with information about any current sales or listings in their area that they want considered. Sell your home quickly — for the right priceWhether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a more informed decision when determining your selling price. An appraiser has no vested interest in what price the house sells for, apart from real estate agents. Our fees are based on our efforts to complete the appraisal report and not a percentage of the sales price. On a daily basis, we examine the difference in value items like an extra bathroom or a kitchen remodel can make. Getting a professional appraisal is a reliable way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long homes stay on the market. 
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