Let ASAP Appraisal Group attend to your appraisal needsThousands of people in Florida buy, sell or refinance their home every month. Most of these transactions consist of a simple line item for an appraisal. Even though there are an increasing number of automated home valuation systems that might appear less expensive than an appraisal, the majority of lenders still call for a local expert because the stakes are incredibly high. You might think that getting a mortgage is the only reason to get an appraisal, but there are additional instances when the services of a certified, independent real estate professional might come in handy. 
Dispute your tax assessment in Polk CountyIt's quite possible you're paying too much in property taxes if you live in an area where property values have depreciated. Ad Valorem taxes are based upon a previous assessment of your home, so if prices have declined in your neighborhood, you can challenge your assessment and save money. An appraisal from ASAP Appraisal Group is your best evidence when building your case. At ASAP Appraisal Group, we're capable of assisting you in disputing your tax assessment. Getting rid of your PMI for mortgage paymentsPrivate Mortgage Insurance, or PMI, is an additional insurance policy that nearly all lenders ask homeowners to purchase when the amount being loaned to the buyer is more than 80% of the actual value of the property. Seeing that added payment is usually lumped into the monthly mortgage payment, it is often forgotten. This is unfortunate because PMI is no longer required when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% level. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to remove the PMI payments when the loan-to-value ratio conditions have been met. If you'd like to get rid of PMI, ASAP Appraisal Group will produce a statement regarding the value of your home. The expense of the home valuation can generally be regained in just a few months because you'll no longer be paying the PMI. Order your appraisal from ASAP Appraisal Group today Order onlineSettle a divorce with fewer hang-upsA divorce can be an especially daunting experience for both parties, and it is often even more complicated by the hard decision of who maintains the property. Regardless of the circumstances, it's a good idea to order an appraisal from ASAP Appraisal Group so both parties are fully aware of the true market value of their house. The parties will have a better idea of what price to set, if they need to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation. Determine an accurate and fair valuation for estate liquidationThe loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the utmost degree of discretion. Most Americans don't have dedicated estate planners or executors to take care of these affairs, unlike wealthy individuals. A home or other property often makes up an unequal share of the total estate value, so understanding the true worth of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've gotten a fair deal. Relocate to or from Polk County for workEmployee relocation is a stressful event, and we understand. That being said, we take great care in setting up a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive attributes of their property, along with information about any current sales or listings in their area that they want considered during our intensive inspection. Close on your home quickly — at the right priceWhether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a better educated decision regarding your asking price. An appraiser has no vested interest in what amount the house sells for, apart from real estate agents. Our fees are based on our efforts to complete the appraisal report and and aren't related to the sales price. We examine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long propertiesare on the market. So, obtaining a professional appraisal is a reliable way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
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